Sunday, January 26, 2014

"What Should Your Closing Costs Be?"






Westminster, CO - It is very encouraging to have affiliates, just like LimeTree Lending, to create such good videos that provide valuable information for us and our clients.  

Jocelyn Predovich, of LimeTree Lending, does a great job of explaining the closing costs on a loan!!  




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For your NEXT MOVE ... 'Take the  HOP
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It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!




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Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "What Should Your Closing Costs Be?"

Wednesday, January 22, 2014

"I Don't Always Boast …"



Westminster, CO - I could not help myself with this photo and expression!  But, when we get to experience such gorgeous sunrises as we did this Last Monday-"MLK Day", after the Denver Broncos beat the New England Patriots, Well...




... one cannot help but appreciate the Beauty of such gorgeous Colors, Blue and Orange!!


Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!
"Always use your Personal FB page to LIKE our Business Fan Pages!!"
For your NEXT MOVE ... 'Take the  HOP
to Excellence"!!
It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!




View Broomfield / Westminster Areas! in a larger map

Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "I Don't Always Boast…"

Friday, January 17, 2014

"Some Lender Attitudes Never Change!"





Westminster, CO - Yes, we still have to deal with certain Lenders to accomplish a successful short sale transaction!  YES, we must still deal with the "never disrupt" policies of each of these Lenders that service or carry the note!
We had a short time to work the negotiations with HSBC (Beneficial Bank of Colorado), since the homeowner had wasted about 2 yrs trying to get a loan modification negotiated and approved.  NOPE, that never happened for the borrower!!
We were able to obtain that quick "investor" contract, $30,000 above the list price!!  We know that it exceeded the BPO, but not allowed to verify that.  We had about 6 weeks to get the short sale approval letter from HSBC, since they would NOT deviate from their "set in stone" policy of NOT postponing a foreclosure sale date!
The s/s approval letter showed up 3 weeks later, and the investor went off to obtain his "hard money loan", and at the last moment, that lender backed out of the deal!  
While the investor was working to obtain a new lender for the hard money loan, the sale date came up, and the foreclosure attorneys did not submit their bid to the Public Trustee for the sale on 12/18.  So, by default, the Public Trustee postpones the sale to the next Wednesday, which happened to be Christmas, and the next Wednesday was New Year's Day!!  
YEAH, we found some relief, to get the investor their hard money loan, and with some "luck" we had 3 extra weeks!!!  BUT NO, the investor dropped the ball, and could not come up with his loan in time for the sale date of 1/8!
YES
I am sure that the Loss Mitigation Dept, does not talk to the Foreclosure dept at HSBC, since the "bid amount" from HSBC was $221,440, and our offer was $258,500.  Had they postponed one week for us, HSBC would have netted about $19,000 more!!
The total of debt, including ALL late payments and interest was at around $275,000.  We still wonder HOW some of the Geniuses stay in business in the banking industry!!

Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!
"Always use your Personal FB page to LIKE our Business Fan Pages!!"
For your NEXT MOVE ... 'Take the  HOP
to Excellence"!!
It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!


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View
Broomfield / Westminster Areas! in a larger map SEARCH FOR HOMES IN THE CITY OF WESTMINSTER UNDER $500,000!!

Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "Some Lender Attitudes Never Change!"

Friday, November 1, 2013

"Prepare Your Home For 2014"

Westminster, CO - Now, is the time to get your home prepared for placing on the Market in 2014!
Durng this time of the year, between the Holidays, the real estate market activity slows down.  Holidays are on the minds of homeowner, home buyers, real estate brokers, lenders, and everyone tends to back off doing business!!
Realtors® will catch up on those required real estate classes, or travel, spend time with the family, causing less activity generating buyers and sellers!!
SO, with that being said, Sellers this is a great time to prepare your HOME, not for the Holidays, but to review what needs to be done to prepare your home to sell it after the New Year!
I really believe it is a good idea for the Home Seller to KNOW what needs to be done to make your home more attractive to a prospective buyer, and a Home Inspection does that!
If you are serious about placing your home on the market after the 1st of this New Year, then take advantage of the slower market to prepare!   This activity may just help you SELL in a short time frame with MORE PROFIT!!
Please, review my "Pre-listing Inspection" video done a few years back, discussing this service for home marketing preparation!
This video is relevant today as it was back when it was created!
What are your thoughts on making this happen??
Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!
"Always use your Personal FB page to LIKE our Business Fan Pages!!"
For your NEXT MOVE ... 'Take the  HOP
to Excellence"!!
It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!




View Broomfield / Westminster Areas! in a larger map

Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading,"Prepare Your Home For 2014"

Friday, October 11, 2013

"Spooky or NOT, What Do Your Laws Say?"

"Spooky or NOT, What Do Your Laws Say?"

 

Westminster, CO - It is that time of the year, again, when "things that go bump in the night", and the "howling of a dog or Wolf", the shadows in the night seem to come alive and the smell of burning leaves and pumpkins fill the air, FALL has arrived and so has Halloween!! 

When I opened my email, this morning, I received my "Daily eNews" email from the RE/MAX Alliance group!  Within that email was one article that seemed appropriate based on the time of the year and the continued issue on whether to disclose a ghost or a "known" haunting of a home!

I find this an interesting topic, especially, when every State has their own set of laws (rules) as to the disclosure requirement to the potential Home Buyers!   As well as, the disclosure or NOT for the Home Sellers!

Of course, we all should abide to the laws and rules as established by our own State and Real Estate Commissions!!
 

Take our State for example, Colorado.   We DO NOT disclose this information, for if doing so, we are in violation of Laws that protect the Home Seller!   It has been determined that such items as, ghosts and hauntings would stigmatize the property and HARM the Seller's home values!

So, with that being said!!  What are your thoughts and what does your State require!
 
Now, remember to be kind to my blog!!
 
 
 
 

Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!
"Always use your Personal FB page to LIKE our Business Fan Pages!!"
For your NEXT MOVE ... 'Take the  HOP
to Excellence"!!
It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!

 



View Broomfield / Westminster Areas! in a larger map
 
 
 
 

Thanks for reading this,  Dan Hopper.

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Thank you for reading, "Spooky or NOT, What Do Your Laws Say?"

Wednesday, October 2, 2013

"Change, What Is It Good For?"




Westminster, CO- Change!  All of our life we have learned that change is always going to take place!  Whether necessary or not!
We incorporate "change" to do our best at achieving a desirable outcome.  As in many cases, that change DID NOT help us to achieve what we had assumed it would.  So, we change again, for what? 
To feel good about doing something rather than nothing at all?  Yet, there is another element to all of these changes!  Yes, the reluctance to change!!  
How many feel that they do not want to take the time to change?  It is "uncomfortable" to get out of the routine I am in.  This is HOW we have always done it.  I have my comfort zone and do not see the need to "change"!
What's the one thing that we hear over and over in regards to "fighting the need to change"?  Insanity, is the need to keep doing the same things over and expecting a different outome.
If it's not working, then why not get out of your comfort zone, and work harder and smarter at the same time!!  We all aspire to create success, but do we really??
What are YOU willing to do, to change YOUR LIFE, in order to take charge of your financial and personal growth?  Learn how to get out of the way of yourself!!



Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!
"Always use your Personal FB page to LIKE our Business Fan Pages!!"
For your NEXT MOVE ... 'Take the  HOP
to Excellence"!!
It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!
Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!



View Broomfield / Westminster Areas! in a larger map
 
 
 
 

Thanks for reading this,  Dan Hopper.

Instant Search for COLORADO HOMES, HERE!



FORECLOSURE SEARCH, click Sign:

FOLLOW DAN HERE:
Locations of visitors to this page

TWITTER YOU TUBE FACEBOOK LINKEDIN Homes for sale

Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "Change, What Is It Good For?"