"Should I Stay or Shall I Go?"

"Should I Stay or Should I Go?"

Denver, CO - Wow... as the title of this blog states, "Should I stay or should I go?", has been on my mind for quite some time, this year!

It's not an easy decision to make, at this point in my life and career, with a firm that has been a part of my life for almost 24 years!!

I do not know how many others have taken this "leap of faith" after being with one organization for so long, but if you have... I truly admire your boldness to make it happen!

AS we all know, too well, that any move is NOT because the "grass is greener on the other side",  because is truly is not!!  Rather it is time to re-invent myself, or get out of the way of myself, in order to improve oneself's mindset!!

It is NO longer the Journey, but the Destination I must acheive "To do today, what other's will not, so that I may have what they cannot".  

So, I am very excited to start a new chapter in my life!!

Thank you for reading my blog, 

Dan Hopper, Realtor® 

Broker Associate @Keller Williams Realty - Downtown Denver

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" For your NEXT MOVE ... 'Take the HOP to Excellence"!! 

It is encouraging to see the real estate market change to a "positive equity" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!! Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!! 

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Dan Hopper, Realtor®, specializes in residential real estate in the Greater Metro Denver and Front Range areas, assisting the community in buying and selling real estate, Foreclosure avoidance in Denver Short Sales, Arvada, Golden, Denver, Westminster, Arvada, Thornton, Broomfield, and Colorado. 

Thank you for reading, "Should I Stay or Should I Go?"

"It Tis the Season..."

"It Tis the Season"

    Westminster, CO- Yes, "it Tis the Season" for caring and sharing!  OH, let's not forget about the White Christmas, too!!  Oops, we are a bit early... but that is Denver and Colorado weather!!  

It is one of those days that you might as well just stay inside and work on the internet!!  I mean... why get in a snow bank or worse, an accident?? 

Why not discover "What Your Home Is Worth", and stay warm in the process!!

For those that MUST get out and drive, please be careful and we wish you the very best on returning home without incident!!  

I will take this moment to reflect upon the wonderful blessings we have received over this year, 2015.   We look forward to another exciting year in 2016, and will continue to improve in our lives and business!

The very Best Wishes to all of you and your Family!!

Thank you for reading my blog, 

Dan Hopper, Realtor®

Broker Associate @RE/MAX Alliance

Please, LIKE my Fan Page at: 

https://www.facebook.com/DenverHomeMarket 

Always use your Personal FB page to LIKE our Business Fan Pages! 

" For your NEXT MOVE ... 'Take the HOP to Excellence"!!

It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!! Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!

PLEASE FOLLOW DAN AT YOUR FAVORITE SOCIAL MEDIA SITE! CLICK ON LINK BELOW!!

http://danhopper.com/pages/social-media-506832

Dan Hopper, Realtor®, specializes in residential real estate in the Greater Metro Denver and Front Range areas, assisting the community in buying and selling real estate, Foreclosure avoidance in Denver Short Sales, Arvada, Golden, Denver, Westminster, Arvada, Thornton, Broomfield, and Colorado.

Thank you for reading, "It Tis the Season..."

"Live Close to the Mountains in Standley Lake Condo in Westminster"

Westminster, CO - New on the market is this Great Condo in the Standley Lake Condominium complex, with tennis court and pool.

Seeking a change in your Lifestyle or time to become a Home Owner?  This is the right community to live in.  Close to schools, Standley Lake, bike and walking trails, shopping, parks, and many other amenities!!

 

 

"Condo Living is a New Lifestyle for You!"

 

Please, LIKE my Fan Page at http://facebook.com/milehighforeclosure!!

"Always use your Personal FB page to LIKE our Business Fan Pages!!"

For your NEXT MOVE ... 'Take the  HOP

to Excellence"!!

It is encouraging to see the real estate market change to a "positive" market swing, and NOW is the TIME to seize that opportunity to Buy and Sell!!

Sellers, we need your home on the market, there are Buyers out there searching for homes, due to the lack of inventory!!

CONTACT DAN, NOW!!

 

Search for Homes in BROOMFIELD under $500,000!

View Broomfield / Westminster Areas! in a larger map

 

 

SEARCH FOR HOMES IN THE CITY OF WESTMINSTER UNDER $500,000!!

 

 

Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "Economic Commentary - Franklin American Mortgage Company"

"Your Denver Real Estate Advocate at Work!"

  Westminster, CO - It amazes me how we are "proceeding along" with such LOW inventory in the Greater Denver Metro areas!  As you can see, by the stats below, that our inventory is over 35% below last year at this same time.

Such shortage has caused many changes in certain areas through-out Denver and the suburbs.  I have participated in a few strange offer situations.  We have submitted offers $15,000 over list prices and NOT received the winning bid!!

Your Real Estate Advocate at work!!

Search for Homes in Broomfield under $450,000!

View Broomfield / Westminster Areas! in a larger map

SEARCH FOR HOMES IN THE CITY OF WESTMINSTER UNDER $350,000, HERE!!

Thanks for reading this,  Dan Hopper.
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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "Your Denver Real Estate Advocate at Work!"

"That's What We're Talking About!!"

Westminster, CO - YES!!  We are so very encouraged to see how our January 2013 stats increased over December 2012 stats in real estate closings!!
The good news is that more closings took place, the not so good news is WE NEED MANY MORE good Homes on the market to continue this positive increase in our local real estate market in the Great Denver Metro and Front Range areas!!

JANUARY 2013 DENVER METRO STATS

" Traditionally, January is a slower month than December, but January 2013 finished with the number of homes put under contract up 43% over December.  More evidence of this remarkable month can be seen in the 7,094 inventory of homes available for sale. This mark is the lowest in 23 years. Additionally, the weekly sales rate of 14.43 is the highest on record since 1990." by Denver Metro Association of Realtors®

You can review the stats by clicking on the Denver Metro Stats link above and other location, below!!  

This is a great time for those Home owners sitting on the fence . . . make the decision ro prepare your home to be marketed, NOW . . . rather than later in April and May, when ALL the other home owners decide to try and sell their homes!!  

You will only create MORE competition for the buyers that are out there!!  Time to review what my home seller videos and prepare your home to get the highest value in the shortest time that the buying market will pay!

Dan's Videos for selling your home and marketing you home though videos!! (click projector, above)

JANUARY 2013 DENVER METRO STATS

Search for Homes in the Arvada, Colorado area under $450,000!!

For more real estate information in Arvada and Westminster, contact Dan Hopper!



View Broomfield / Westminster Areas! in a larger map

SEARCH FOR HOMES IN THE CITY OF WESTMINSTER UNDER $350,000, HERE!!

Thanks for reading this,  Dan Hopper.
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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.
Thank you for reading, "That's What We're Talking About!!"

WESTMINSTER SHORT SALE SUCCESS ON A TRAILSIDE TOWNOUSE!!

  Westminster, CO -  It is very rewarding when accomplishing a successful "short sale"!!  Not ALL short sales are due to a distressed situation of a job loss, income loss, health related, divorce, or trying to Stop a Foreclosure!

In some situations, we have helped Sellers move on with their lives just for the simple fact they are upside down on the home, and need to sell in order to relocate.   Many times they are NOT in a default situation or worried about losing their home due to a foreclosure process!

Let's face it, although the Banks are to allow a Job Transfer or Relocation to another state as a "hardship", they do their best to make it difficult to work a short sale without the borrower being in default on their loans.

It is always up to the borrower how they must work their financial situation in order to move on with their lives!  One very important element in working a short sale is the Mortgage Debt Relief Act, that expires 12/31/2012, and we NEED Congress to extend this Act!!

This Westminster Townhouse short sale was necessary so that our retirees could relocate to Oklahoma!!   They needed to be closer to family and was upside down on their property.  This short sale, like a few of them,  had it's issues to get done.  It took about 5 months longer than it should have!!

Working the short pay-off with Wells Fargo will always have issues.  Lately, we have found WF to be so incompetent with their staff!!  They have a tendency to not work simple tasks in a timely manner.   In this case, the loss mitigation debt took approximately 6 weeks to review our short sale package with an offer, after the VA appraisal was done!!

FIND A WESTMINSTER TOWNHOUSE / CONDO

Then after we received the short sale approval with the buyer in hand, the buyer's lender failed to properly PRE-APPROVE this buyer!!   They had in excess of 12 weeks to have THIS buyer prepared to obtain a loan and close this transaction.  After 6 weeks of working the loan process AFTER our short sale approval, the buyer's lender DID NOT even have the buyer's 2010 or 2011 tax returns.  Of course, this is NOT Wells Fargo's fault... but the selling broker, loan officer, and buyer!



We terminated that contract for lack of performance and we were able to place another offer into the short sale with Wells Fargo in ONE WEEK!  This is where I will continue to criticize WF over again and again, is their LACK of competence to work a NEW BUYER into the short sale approval process in a timely manner!!

Wells Fargo took 6 weeks to review our updated buyer short sale package!  After weekly, contacts and being told that it was in review, over and over ... they HAD NOT reviewed anything.  On the 7th week of having our new buyer in their file, they discovered that there was only 2 weeks left before the VA appraisal was to expire! (This VA appraisal was done the 1st week of February).

We all know that there is NO way a loan can be worked by a buyer's lender in 2 weeks after receiving a short sale turn on.  Unfortunately, we HAVE not received an approval with this new buyer.  We had to let this process slide 2 more weeks, and have a NEW VA appraisal done.   Finally, we got the short sale approval at the end of August.  Yeah!!

So we had a new scheduled closing for this short sale on Sept. 28.  THEN, as we got close to the loan conditions deadline date, we had another APPRAISAL issue!!  The buyer's loan appraisal was filled out incomplete with missing pictures for THIS FHA loan.  It took the appraisal a week to get all the corrections done. (The appraiser issues will be another story to address in a future blog)

Yes, we did have a successful closing on 10/05.  



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HIRE A SHORT SALE TEAM THAT UNDERSTANDS THE RULES AND THE EXPERIENCE TO DEAL WITH THE PROCESS OF OBTAINING SHORT SALE APPROVALS TO ASSIST THE HOMEOWNER IN STOPPING A FORECLOSURE!!

Thanks for reading this,  Dan Hopper,
Your Real Estate Advocate:


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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.

Thank you for reading, "WESTMINSTER SHORT SALE SUCCESS ON A TRAILSIDE TOWNOUSE!!"

A Blue Moon for Neil Armstrong! An American Hero!

Westminster, CO - This year was unique in the since that this last month of August, we had a "blue moon" take place. NO, the moon is NOT blue... it is a term used to define when you have 2 full moons occur in the same month.

Was it coincidental that on this day, August 31, 2012, we witnessed the Blue Moon and recognized the American Hero, Neil Armstrong's passing?

This reminds me of that special day, in 1969 when we got to see Neil step down onto the Moon, and hear those famous words, "That's one small step for (a) man, one giant leap for mankind." I hope to see a resurgence into the NASA space program, what a shame to eliminate this funding!!

Thanks for reading this,  Dan Hopper.

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Dan Hopper specializes in assisting home owners to avoid Foreclosure in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Realtor. Westminster, CO Loan Modification Help, Westminster, CO Short Sales, and Westminster Realtor.

Important Notice

Dan Hopper, Remax Alliance, and the Stop Foreclosure help are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Dan Hopper's personal views and do not reflect the views of RE/MAX Alliance.

A Blue Moon for Neil Armstrong! An American Hero!